Pain and Suffering Calculator Guide: Maximize Your Settlement

pain and suffering calculator

Pain and suffering calculator!

Have you ever been hurt because of someone else’s actions, like an accident or mistake by a company?

If so, you might be able to seek compensation for your losses through something called a tort claim.

This compensation should include money for the pain and suffering you’ve gone through.

Figuring out how much your pain is worth after an injury can be really tricky.

That’s why Forbes Advisor came up with a tool called a “pain and suffering calculator” to help you figure it out.

In this article, we’ll show you how to use it and explain why it’s so important.

What Is Pain and Suffering?

When you get hurt because of someone else’s carelessness or wrongdoing, you can try to get money to make up for the harm.

The goal is to try and make things as close as possible to how they would have been if the injury never happened.

So, besides the money you might have lost from missed work or medical bills, you also deserve compensation for the physical and emotional pain you’ve endured.

Pain and suffering are one part of the money you can get in a tort claim. It’s all about getting paid for the discomfort and distress you’ve experienced due to your injuries.

There are also other kinds of non-financial damages you can get, like payment for emotional distress and the impact on your quality of life.

Why Do You Need a Pain and Suffering Calculator?

How do you put a price on your pain? It’s not easy, and that’s why insurance companies, courts, and even juries often struggle with it. They usually use two common methods:

The “Pain Multiplier” Method: This way involves multiplying your actual financial losses (like medical bills) by a certain number (called the multiplier). The more serious your injuries, the higher the multiplier.

The “Per Diem” Method: This method figures out your pain and suffering by estimating how many days you felt pain and then paying a set rate for each day. It’s usually based on how much you earn in a day.

A pain and suffering calculator can use both of these methods to help you figure out how much you should get for your pain.

How Does The Pain and Suffering Calculator Work?

The calculator below lets you estimate how much your pain and suffering is worth using these common methods:

  • You put in your medical expenses, including both what you’ve paid so far and what you’ll likely pay in the future.
  • You choose a multiplier between 1.5 and 5, depending on how bad your injuries are.
  • You enter the number of days you’ve felt pain.
  • You tell the calculator how much you earn in a day.
  • Then, the calculator gives you an estimate of how much your pain and suffering is worth using both methods.

What Can You Do With The Information From a Pain and Suffering Calculator?

The info you get from the calculator can be useful in a few ways:

  1. Estimate The Worth of Your Claim: Knowing how much compensation you might get can help you plan for the future with your injuries.
  2. Send a Demand Letter: If you’re negotiating with an insurance company, you can send them a letter asking for a specific amount of compensation. This sets the stage for negotiations.
  3. Decide on a Settlement offer: If the insurance company offers to settle, you can decide whether to accept, negotiate, or go to court. Having an estimate of your claim’s value, including pain and suffering, helps you make a fair decision.

But remember, the calculator can only give you an estimate.

Not all insurers use the same methods, and there can be disagreements about how bad your injury is or what the right numbers are.

Also, other things can affect how much compensation you get, like the other person’s insurance limits, the seriousness of your injuries, and how clear it is that they caused your harm.

If your case goes to court, the jury can decide on compensation based on their judgment.

Pain and Suffering Calculator


Wondering how much your personal injury claim might be worth?

After accidents like car crashes, slips, falls, dog bites, or other personal injuries, it’s crucial to figure out the potential value of your claim.

While the exact calculations can differ depending on the type of injury, it’s possible to estimate what might be appropriate.

Below, you’ll find a basic pain and suffering calculator to help you get an idea of the common values for your personal injury claim.

How to Use the Calculator: Simply adjust the amounts by moving the slider or entering values in the appropriate boxes. The total will update automatically.

1. Damage to Personal Property

Start by calculating the cost to repair damaged property, like vehicles, bicycles, household items, etc. If it’s a car accident, consider obtaining multiple repair estimates.

2. Medical Expenses

Determine your out-of-pocket medical expenses. Include all costs, such as ambulance transportation, emergency room treatment, medications, follow-up care, and equipment like braces or crutches.

3. Lost Wages

Don’t forget to factor in the cost of future lost wages. Depending on the severity of your injuries, you might be unable to work for some time, and this can affect your income.

4. Future Medical Expenses

Consider ongoing medical treatment, including prescriptions, rehabilitation, surgeries, and tests. Extrapolate these costs from your current expenses.

5. Special Circumstances Multipliers

If the accident involved factors like a drunk or distracted driver, your out-of-pocket costs may be multiplied, usually between one and four times.

This multiplier is used to calculate the “pain and suffering” resulting from the accident.

Now, your out-of-pocket expenses look like this:

(Car Repairs + Medical Costs + Lost Wages + Future Medical Expenses) x (Special Multiplier) = Base Monetary Damages

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Non-Monetary Damages

After calculating your actual expenses, consider what you might be awarded in non-monetary damages, often referred to as pain and suffering. The seriousness of your injury can affect this amount. Additionally, there are other non-monetary claims, such as:

  • Loss of consortium (if a physical disability affects your relationship)
  • Scarring and disfigurement (severity matters)
  • Emotional distress (common in car accidents)

Remember, while you can estimate these amounts, an attorney’s guidance is crucial to understand how these long-term issues impact your claim. Your attorney can help you determine a more accurate estimate.

The Calculation

Base Monetary Damages + Non-Monetary Damages = Estimated Value of Settlement

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Determining Awards in Wrongful Death Cases

Wrongful death claims differ significantly from personal injury claims for survivors. To determine the value of these claims, you’ll need information such as:

Wrongful Death: Damages to Decedent

  • Medical bills related to the care of the decedent before their death.
  • Lost wages, including expected income and lost benefits.
  • Property damage repair or replacement.
  • Pain and suffering endured by the decedent before their death.
  • Funeral and burial expenses, including plots and funeral home costs.

Discover More: Wrongful Death Attorney: Seeking Justice For Your Claim

Wrongful Death: Damages To Surviving Family Members

  • Household contributions (like housekeeping or childcare) with assigned values.
  • Losses associated with relationships, including companionship and inheritance.
  • Emotional distress suffered by family members.

The calculation For wrongful death is:

(Damages Awarded to Decedent + Damages Awarded to Family) x (Special Multiplier) = Award

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Claims For Dog Bite Cases

Dog bite injuries can be physically and emotionally traumatic. The calculations for a dog bite injury are relatively simple:

  • Medical care (including mental health care)
  • Damage to personal property (e.g., clothing)
  • Pain and suffering (severity-based)
  • Lost wages
  • Non-monetary damages (e.g., scarring or disfigurement)

The Formula For Dog Bites is:

(Medical Care + Property Damage) + Pain and Suffering + Lost Wages + Non-Monetary Damages x (Special Multiplier) = Total Award.

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Get Help With Your Pain and Suffering Claim

While the calculator is helpful, it’s not a replacement for legal advice. It’s really important to talk to a lawyer who knows about personal injury cases if you’re seeking compensation for your pain and suffering.

They can give you more detailed guidance about your situation, how strong your claim is, and what you should expect. So, reach out to an attorney as soon as possible after you’ve been hurt.

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Jason Jones

Jason Jones is an experienced editor with a passion for the law. With a 10-year background in legal editing, He has honed his skills in ensuring accuracy and clarity in legal writing. He is dedicated to delivering high-quality content that educates and informs readers on various legal topics.

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